Here is what is going on: Gangs of thieves stage accidents, fake injuries and then collect millions in fraudulent insurance claims.
Some tips from the Coalition Against Insurance Fraud to avoid becoming a victim of a staged accident:
1. Never tailgate. This will give you ample time to stop if the driver in front of you suddenly steps on the brakes.
2. If you’re involved in a collision, count how many passengers were in the other car. Get their names, phone numbers and driver's license numbers.
3. Pay attention to how the passengers behave. Did they stand around and joke, but suddenly act "injured" when the police arrived?
4. Keep a camera with you. Take pictures of the other car, the damage it received and the passengers.
5. Call the police and get a police report, even for minor damage. A police report that says the accident caused only a few scratches will make it harder for crooks to claim serious injuries or major damage.
6. Call your state insurance fraud bureau if a stranger tries to steer you to an unknown body shop, doctor, chiropractor or lawyer. Give officials the names, addresses and phone numbers of these providers.
7. Keep careful records of your medical treatments. Compare those against the statements you receive to make sure the bill wasn't padded or treatments fabricated.
~ Information from: Teresa Mears
Quote:
“I have known a vast quantity of nonsense talked about bad men not looking you in the face. Don't trust that conventional idea. Dishonesty will stare honesty out of countenance any day in the week, if there is anything to be got by it.” ~ Charles Dickens
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